Creamy Potato and Ham Soup

Ingredients (15)

• 1 Tablespoon olive oil
• 1 small yellow onion, chopped
• 3 carrots, peeled and chopped
• 4 russet potatoes, peeled if desired, and chopped
• 4 cups lower sodium chicken broth
• 2 cups chopped ham
• 6 Tablespoons butter
• 2 cloves garlic, minced
• 5 Tablespoons all purpose flour
• 1 cup milk
• 1 cup half and half
• 1 cup frozen peas
• Salt and pepper, to taste
• Shredded cheddar cheese
• Chives