Easy Cheesy Rice and Beans

Ingredients (13)

• 1 tablespoon olive oil
• 1 small yellow onion, diced
• 2 cloves garlic, minced
• 1 teaspoon ground cumin
• 1/2 cup mild salsa
• 1 (15 oz.) can black beans, drained
• 1 cup long grain white rice, rinsed well
• 2 cups water
• 2 cups grated cheddar cheese
• Salt and pepper
• Avocado, garnish
• Fresh cilantro, garnish
• Flour tortillas, optional for serving